Allstate Peterbilt Insurance: Complete Handbook for Truckers

As a trucker or trucking business owner, securing dependable and budget-friendly insurance is crucial. It shields you from financial setbacks in accidents, theft, or unforeseen events.

However, not all insurance providers are equal. Differences in coverage, rates, and customer service exist. That’s where Allstate Peterbilt Insurance comes in—a tailored program for Peterbilt trucks and their owners, ensuring specialized and reliable coverage.

Allstate Peterbilt Insurance Features

Liability coverage:

Allstate Peterbilt Insurance provides up to $1 million per occurrence for mandatory liability coverage, exceeding typical trucking insurance limits.

Physical damage coverage:

Allstate Peterbilt Insurance provides comprehensive physical damage coverage, with a $1,000 deductible, offering lower costs compared to typical trucking insurance.

Uninsured/underinsured motorist coverage:

Allstate Peterbilt Insurance recommends uninsured/underinsured motorist coverage, offering up to $1 million per occurrence, surpassing typical trucking insurance limits.

Medical payments coverage:

Allstate Peterbilt Insurance provides optional medical payments coverage, up to $10,000 per person, addressing the unique needs of truck drivers.

Cargo coverage

Allstate Peterbilt Insurance provides optional medical payments coverage, up to $10,000 per person, addressing the unique needs of truck drivers.

Trailer interchange coverage:

Allstate Peterbilt Insurance provides optional trailer interchange coverage, up to $50,000 per occurrence, accommodating the diverse needs of truck drivers.

Rental reimbursement coverage:

Optional rental reimbursement coverage, up to $150 per day, assists truck drivers with expenses during repairs or replacements after an accident.

Towing and roadside assistance coverage:

Allstate Peterbilt Insurance offers optional towing and roadside assistance for truckers, ensuring convenience with unlimited service calls in unexpected road situations.

An image illustration of peterbilt insurance
Allstate peterbilt insurance
Caption; Freepik

Insurance quotes

Smart Haul Program:

ELD users get a 3% liability discount with Allstate Peterbilt’s Smart Haul. Share data for up to 15% more savings.

Snapshot ProView: Enhance fleet management with Snapshot ProView, monitoring drivers’ performance. Earn a 5% discount on coverage per device-equipped truck, plus up to 18% additional savings.

Business Experience: If you have been operating your trucking business for more than three years, you can get a 5% discount on your liability and physical damage coverage.

Commercial Driver License: Hold a valid commercial driver license (CDL) and enjoy a 2% discount on both liability and physical damage coverage.

Prior Insurance Savings: Benefit from a 15% discount on liability and physical damage coverage with continuous trucking insurance for at least one year.

Bundling with Personal Auto Coverage: Combine your personal auto insurance with Allstate for a 20% discount on personal auto premium and a 15% discount on trucking insurance premium.

Allstate Peterbilt insurance reviews Discover perspectives from 76 Allstate Peterbilt Group employees, sharing insights on culture, salaries, work-life balance, management, job security, and more, with an average rating of 2.8 out of 5 stars. Check 35 Allstate Peterbilt Group employee reviews for insights on work-life balance, compensation, culture, management, and career opportunities. Average rating: 3.2/5. Explore a review of Allstate Homeowners Insurance, covering options, discounts, rates, customer feedback, and more. Compare with other providers and receive an online quote. The review rates Allstate Homeowners Insurance at 4 out of 5 stars. Discover 271 customer reviews on Allstate, covering auto, home, life, and business insurance, with an average rating of 1.35/5 stars.

Insurance for trucking companies

Motor truck general liability insurance: It provides motor truck general liability coverage, addressing risks like bodily injury or property damage caused by employees or premises, with limits up to $1 million per occurrence.

Workers’ compensation insurance: Workers’ compensation insurance is essential, covering medical expenses and lost wages for employees. It provides competitive rates and flexible payment options.

Occupational accident insurance: Protect owner-operators with coverage for medical expenses and lost wages, offering limits up to $1 million per accident.

On-hook towing insurance: Safeguard customers’ towed vehicles with coverage for collision, fire, theft, or vandalism, with limits up to $100,000 per towed vehicle and $300,000 aggregate.

Allstate Peterbilt Insurance for owner-operators

  • Non-trucking liability insurance: Coverage for personal truck use, Non-Trucking Liability Insurance, assists with legal and medical costs, required when off-duty by the motor carrier. Limits up to $1 million per occurrence.
  • Primary liability insurance: Protection for business truck use, Primary Liability Insurance covers damages and injuries during deliveries, required by motor carriers and authorities. Limits up to $1 million per occurrence.
  • Smart Haul Program: Unlock savings on Primary Liability Insurance with our discount program. Use an electronic logging device (ELD) to track driving hours and benefit from reduced rates.

New peterbilt trucks

New truck discount: Get 10% off liability and physical damage coverage for the first year when you buy a new Peterbilt from Allstate Peterbilt Group.

Replacement: Enjoy peace of mind with a full replacement if your new Peterbilt is totaled or stolen within the first year or 15,000 miles.

New truck warranty: Insure your new Peterbilt with Allstate Peterbilt Insurance for a complimentary extended warranty covering the engine, transmission, and more.

Financing: Finance your new Peterbilt with flexible options and competitive rates by buying or leasing.

Comparison to other trucking insurance companies

  • Coverage options: Explore diverse coverage options for your Peterbilt truck with Allstate Peterbilt Insurance. Compare with other providers to ensure they align with your needs and preferences, checking limits, deductibles, and exclusions.
  • Rates and discounts: Allstate Peterbilt Insurance provides competitive rates and enticing discounts. Compare with other insurers to ensure affordability and eligibility, considering the convenience of discount criteria and expiration dates.
  • Customer service and claims: Peterbilt Insurance is known for responsive customer service. Compare experiences with other trucking insurers for satisfaction, accessibility, and representative professionalism.
  • Financial strength and reputation: Peterbilt Insurance boasts solid financial strength and a reputable industry standing. Compare with other insurers for trustworthiness, ratings, reviews, and customer feedback.

Leave a Comment