Allstate Rental Car Coverage provides a safety net, offering a range of protections to ensure peace of mind during your temporary travels.
In this article, we’ll delve into the specifics of Allstate’s rental car coverage, shedding light on the benefits, policy details, and everything you need to know before hitting the road.
Rental Car Insurance discounts
One of the benefits of choosing Allstate rental car coverage is that you can get discounts on your rental car fees.
Allstate has partnered with several rental car companies, such as Enterprise, Hertz, and National, to offer its customers up to 25% off the base rate of the rental car.
This means that you can save money on your rental car expenses and still enjoy the protection of your Allstate policy.
To get these discounts, you need to book your rental car through the Allstate website or app, or use the Allstate discount codes when making a reservation.
Rental Car Insurance young driver fees
Another advantage of using Allstate rental car coverage is that you can avoid paying extra fees for being a young driver.
Some rental car companies charge a daily fee for drivers who are under 25 years old, which can add up to a significant amount throughout your rental.
However, if you have Allstate rental car coverage, you can waive this fee and rent a car without any age restrictions.
This is because Allstate considers you as an insured driver under your policy, regardless of your age. This way, you can rent a car with confidence and convenience, even if you are a young driver.
Does Allstate Cover Rental Cars Internationally?
One of the limitations of Allstate rental car coverage is that it does not cover rental cars outside of the United States, Canada, and Puerto Rico.
This means that if you are traveling to another country and want to rent a car there, you will need to buy a separate insurance policy from the rental car company or a third-party provider.
This can be costly and complicated, as different countries have different laws and regulations regarding rental car insurance.
Therefore, before you travel abroad and rent a car, you should do some research and compare the available options for international rental car insurance.
Intermediaries
- Locate a nearby Allstate agent through the agent locator on the Allstate website. Search by zip code, city, state, or name, and filter by language, specialty, or distance.
Access the agent’s profile, contact details, and directions to their office.
- Allstate agents, licensed and trained professionals, assist with your rental car insurance needs. They can answer questions, provide quotes, and aid in filing claims.
Read reviews from other customers who have worked with the agent, and share your feedback after your experience.
- Benefit from Allstate’s partnerships with brokers and intermediaries for exclusive rental car deals and discounts.
Utilize the Hertz offer for up to 25% off the base rate, along with perks like a free additional driver, status match, and enrollment in Hertz Gold Plus Rewards.
Explore the AutoSlash offer to compare prices from various rental car companies and secure the lowest rate.
Understanding Allstate Rental Reimbursement Coverage
One of the features of Allstate rental car coverage is the rental reimbursement coverage.
This is an optional coverage that you can add to your Allstate policy, which pays for the cost of renting a car while your car is being repaired after a covered claim.
For example, if you are involved in an accident and your car is damaged, you can use the rental reimbursement coverage to rent a car until your car is fixed.
This way, you can avoid the inconvenience and expense of being without a car.
The rental reimbursement coverage has a daily limit and a maximum number of days that it will pay for, which vary depending on your policy and state. You can choose the level of coverage that suits your needs and budget.
Comparing Allstate Rental Car Coverage to other options
Besides Allstate rental car coverage, there are other options that you can consider when renting a car. These include:
- When you rent a car, the rental car company provides insurance comprising collision damage waiver, liability insurance, personal accident insurance, and personal effects coverage.
Despite offering comprehensive protection, these coverages can be expensive and redundant, potentially overlapping with your existing auto insurance or credit card benefits.
- Certain credit cards extend rental car insurance benefits, covering damages, theft, and some liability and personal injury costs.
Although these benefits can be low-cost or free, they may come with limitations and exclusions concerning the type of car, rental duration, country of rental, and coverage amount.
To understand the details and requirements of your credit card benefits, consult your credit card issuer.
- Travel insurance policies sometimes include rental car insurance, providing coverage for damage, loss, liability, and medical expenses.
While these policies offer convenience and affordability, they may come with restrictions and conditions related to travel duration, destination, and deductible amount.
It’s crucial to carefully read the policy document and compare it with other insurance options.
Allstate Rental Car claims
Filing an Allstate rental car claim depends on your existing comprehensive and liability coverage. If these coverages are inadequate, additional coverage may be needed from Allstate or the rental company.
Checking with your credit card company for potential coverage is also advisable.
To file a claim, log into My Account on the Allstate website or call 1-800-255-78283. Alternatively, create a guest account to monitor an existing claim.
Provide necessary details about yourself, your vehicle, and the incident causing damage. Choose your rental details, opting from Allstate’s network with added benefits.
For non-network companies, pay upfront and seek reimbursement later.
Check claim status through My Account, the Allstate app, or call 1-800-255-78283. Approval time varies but may take 2 weeks to 2 months based on complexity and evidence availability2.
Allstate Rental Car Insurance cost
The cost of Allstate rental car insurance depends on several factors, such as the type and level of coverage that you choose, the state and location where you rent the car, the rental car company and model that you select, and your driving record and history.
Generally, the cost of Allstate rental car insurance is lower than the cost of rental car company insurance but higher than the cost of credit card benefits or travel insurance.
However, the cost of Allstate rental car insurance can also vary depending on the discounts and offers that you can get from Allstate or its partners.
Therefore, the best way to find out the exact cost of Allstate rental car insurance is to get a quote from Allstate or use the Allstate app or website to book your rental car.
Allstate Rental Car Insurance eligibility
To be eligible for Allstate rental car insurance, you need to meet some basic requirements, such as:
- You must have an active Allstate auto insurance policy that covers the same type of vehicle that you are renting.
- You must rent the car for personal use, not for business or commercial purposes.
- You must rent the car from a licensed rental car company that is approved by Allstate.
- You must rent the car in the United States, Canada, or Puerto Rico, or in a country where Allstate has a reciprocal agreement with a local insurer.
- You must follow the terms and conditions of the rental car agreement and the Allstate policy.
Allstate Rental Car Insurance customer service
One of the reasons why many customers choose Allstate rental car insurance is the excellent customer service that Allstate provides.
Allstate has a dedicated team of agents and representatives who are ready to assist you with any questions or issues that you may have regarding your rental car insurance.
You can contact Allstate by phone, email, chat, or social media, and get a prompt and professional response.
You can also use the Allstate app or website to manage your rental car reservation, file a claim, or access your policy information. Allstate strives to make your rental car experience as smooth and hassle-free as possible.
Contact details
| Contact Method | Details |
|---|---|
| Phone Number | Call 1-800-255-7828 for 24/7 assistance with questions, policies, claims, or bills. |
| Address | Allstate’s headquarters: 400 North Tryon Street, Charlotte, NC 28255. Other addresses available on their website. |
| Customer Service Contact | Use online chat on the Allstate website or call 1-800-255-7828. Ask for a specific agent’s name and extension. |
| Policy Details | Manage policies online via My Account on the Allstate website or the mobile app. Call 1-800-255-78281 for assistance. |
| Email Address | Fill out the online form on their website to email customer service. Replies as soon as possible. |
| Fax Number | Not available for Allstate rental car insurance. Contact through phone or email. |
| Operating Hours | Monday-Friday: 7 a.m. to 9 p.m. ET, Saturday: 8 a.m. to 6 p.m. ET. Closed Sundays and federal holidays. |
Find more about Allstate by following this link